Our Services

At Life Planning Advisors, we offer a comprehensive range of financial services designed to help you reach your goals and secure your financial future. Our team of experts is committed to providing personalized, client-focused advice across various areas of financial planning and management.

Retirement Planning

Planning for your retirement is crucial to ensure you can enjoy your golden years without financial worries. We help you understand your current financial situation, set clear retirement goals, and implement strategies to reduce risk and minimize taxes.

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Cash Management & Bank Solutions

Get clarity on day-to-day cash flow with tailored banking setups, high-yield savings strategies, and smart account structure. We help federal employees and families align checking, savings, and short-term reserves with upcoming expenses, taxes, and travel, while coordinating direct deposits, bill pay, and emergency funds so cash works smoothly alongside TSP and other investments.

Financial & Retirement Planning

Build a complete plan that coordinates your FERS or CSRS pension, TSP contributions and withdrawals, Social Security timing, FEHB and Medicare decisions, taxes, and spending goals. We translate rules into an easy roadmap with milestones, scenario testing, and clear next steps so you can retire on time and stay retired with confidence.

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Portfolio Management

Your investments are managed to match your goals, timeline, and comfort with risk. We design diversified portfolios, monitor markets, rebalance when needed, and coordinate TSP, IRAs, and taxable accounts to keep costs and taxes in check while aiming for steady long-term growth that supports your retirement income plan.

Risk Assessment & Insurance Planning

Understand what could derail your plan and address it with the right level of protection. We evaluate health and disability coverage, FEGLI options, long-term care needs, liability exposure, and income gaps, then recommend practical solutions that fit your budget and integrate with FEHB, Medicare, and your broader retirement strategy.

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Trust & Estate Planning Services

Ensure your wishes are carried out with a coordinated approach to wills, powers of attorney, healthcare directives, beneficiary designations, and trust strategies where appropriate. We review TSP, pension survivor elections, and life insurance beneficiaries, align them with your estate documents, and work with your attorney to make everything consistent and up to date.

Wealth & Asset Management

Bring your financial picture together with proactive planning, disciplined investing, tax awareness, and ongoing advice. We organize assets across accounts, coordinate employer plans and outside holdings, and provide clear reporting and check-ins so your wealth supports the life you want before and throughout retirement.

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Let’s Turn Your Financial Goals Into a Personalized Plan

Your life, your vision, your future — we’re here to help make it all work together. Connect with our advisors to start building a financial strategy tailored to you.

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